Subaccounts

100Pay’s subaccount feature lets you create real crypto wallets for your customers directly through the API. Each subaccount is a fully functional blockchain wallet — you can track deposits, check balances, and manage funds across multiple networks, all without any blockchain knowledge.

Use subaccounts to power:

Marketplace escrow — hold funds on behalf of buyers and sellers
Multi-tenant apps — give each user or business their own wallet
Savings & custody products — spin up wallets with deposit addresses instantly

Subaccounts are called Customers in the 100Pay dashboard. Every subaccount you create programmatically appears as a customer entry in your dashboard .

What You Can Do

Create Subaccounts

Programmatically create crypto wallets for your customers across multiple currencies and networks.

Track Balances & Payments

Check wallet balances and monitor incoming payments to subaccount addresses in real time.